Ramiz Hakim is the Co-Founder and Managing Partner of North Star Insurance Advisors. As the largest independent seller of Final Expense Life Insurance by telesales, North Star is on the cutting edge of technology as it pertains to marketing, selling, and servicing life insurance clients completely over the phone. Ramiz has an extensive background as an insurance executive, and has used this experience to build and scale North Star by using a unique sales organizational structure coined “Responsibility Rationing”. This unique method has allowed Ramiz to lead three separate insurance startups from nothing to hundreds of millions of placed life insurance premium over his career. Ramiz and his wife, Rachel, have four beautiful children by way of adoption. Much of their time is spent running their local Food Pantry, serving on their local government’s Planning and Zoning Commission, and sitting on a number of nonprofit boards. At this point in Ramiz’s career, he has a deep desire to help every insurance agent succeed in the industry by sharing the lessons he’s learned in his unique career path.